Dangers of Blogshop Shopping
Don’t waste another dime online, if you aren’t a professional online shopper, or if you aren’t familiar with the dangers of online shopping, since there are huge risks associated with it which can compel a person to live a life of regrets.
Therefore, you must take immense care regarding what you’re buying, from where, and from whom; you can’t just sit at home and, with just a few clicks, buy what you want, as it can lead you towards utter devastation. Numerous people have suffered a lot during online shopping, and still they’re suffering it and getting ripped off their money consistently.
In 2012, a report published in the Forbes in which The Interactive Media in Retail Group (IMRG) estimated that there would be around 3.5 billion online shoppers worldwide by 2013… So, with this rising popularity of online shopping, can we stay ignorant regarding its dangers?
Since, the dangers are not far behind. Just in the UK, more than 230K frauds were reported during the first half of 2013. This alone indicates that criminals are now dumping small crimes, and heading towards identity theft and online frauds etc., as these things not only earns them money, but also carry less hazard of being caught.
Today, after canvassing this topic narrowly, I’ve arranged top four precautionary steps which you should take to stay safe during online shopping and evade handing over your private information to the wrong guy.
1. Use Familiar Website
This is the best advice! The familiar and known websites are overly protective regarding online shopping dangers and take massive preventive measures to keep their users protected and happy. On the other hand, the unknown, or new, websites can sign the death warrants of your protection, since they usually don’t have a big, professional team to protect the website and its users; they can trick you through plenty of ways as well.
In fact, it’s immensely possible that a new and unfamiliar website is created by a scammer, and he has created it to steal your identity, or credit card information. Apart from this, some scammers receive bundles of money from you, however, in return, they send you a useless product, or no product at all… These types of situations can open the floodgates of troubles for you. Therefore, if you’re going to shop online, use a familiar, credible website.
2. Never Use a Primary Email Account
The frequent online shoppers mostly make mistakes at this thing; they utilize their primary email-address, which includes their bank details, financial statements, salary reports, intimate conversations, private passwords, and etc. It’s like they put all their eggs in one basket, and offer an invitation to the colossal destruction.
The primary email accounts are always like the golden eggs for scammers, and hackers; they use these accounts for several purposes. For instance: they not only steal your money, but also blackmail you in order to obtain more money from you; some scammers/hackers even head towards your utter destruction when they play with the bank details, or your financial statements, and put you under the debt of thousands of dollars… Therefore, never use a primary email address; it’s better to create a new one and associate it with online shopping only.
3. Opt For the Credit Card
When you use the credit card, your identity is protected. And, even if someone somehow acquires your private information online, he won’t be able make a massive dent. Since, with the use of credit card, you can, in a way, guard yourself, as long as you report the fraud within 30 or 60 days. However, on the other hand, in case you use the debit card, and someone gains access to it somehow, he can steal from your account easily, before you find out there is a problem.
According to Susan Tiffany, director of consumer periodicals for the Credit Union National Association, “Don’t use a debit card online; you have potential vulnerability there.” Besides, disputes regarding debit card frauds are hard to resolve; it’s likely that you’ll get your some money back, or it’s also possible that you won’t get your money back at all. Apart from this, now Visa and American Express are offering disposable credit cards; they’re even better than using normal credit cards; you just add a precise dollar amount into the card and use it until it’s gone; once it’s gone, you can add more dollar amount into it, or purchase a new one.
4. Canvass the Reviews
Scammers already perceive that the five-star rating can compel a consumer to invest the heavy amount, therefore, they ponder this thing and do their best to add multiple fake reviews in order to earn your attention and make you invest in order to steal your identity. It’s a dirty trick, but it works like a charm, and most consumers surrender in front of it… The best thing you can do is to canvass the reviews narrowly; be dubious if reviews lack detail, or are 110 percent positive.
Furthermore, you can read the product,/service detail and analyze whether the reviews are matching, or not; you can take an advance step as well by checking 10 to 15 reviewers profile and their location; you can even check their previous purchases and reviews; this precautionary step alone would clear your doubts on a grand scale, and assist you to decide what’s better, and what’s not… In addition, you can read the reviews on the multiple social media platforms too, since the social media mostly speaks the truth.
Online shopping has made millions of lives easier. However, to some extent, it has made us vulnerable too; it has lessened our defenses and put our hard earned money at risk. In America alone, there were over 9 million identity thefts which impel us to ponder taking preventive steps in order to banish the dangers of online shopping.
Though, the above precautionary steps are simple, but they’re professional and credible; they protect our personal information and don’t allow the scammers to rob us easily… So, read and ponder these steps, follow them, and don’t stop clicking; just keep on purchasing!